How severe weather affects the auto insurance industry

In Canada, motorists are faced with a wide range of environmental conditions. Weather, in the form of rain, snow, other frozen precipitation, fog or strong winds, occurs 10 to 20 percent of the time, depending on the location and year. This project, which involves a three-way partnership between State Farm Insurance, the Institute for Catastrophic Loss Reduction and the University of Waterloo, explores weather-related driving risks in the Province of Ontario, Canada, in order to better understand how risk is increased during inclement conditions.

China’s Western Development Program in Inner Mongolia, Gansu, Qinghai and Xinjiang

Throughout the 1980s and 1990s, while coastal ‘Special Economic Zones’ and ‘Open Cities’ flourished in eastern China, western regions still languished in relative poverty.

Designing Social Value Architecture for Social Ventures

Tyze Personal Networks Ltd. ( is a for-profit, social venture business interested in designing infrastructure that supports its dual goal of achieving social and economic value.

Property Insurance Pricing Investigative Research

As the insurance industry embraces predictive analytics, the Gore Mutual Insurance Company (simply "the company" below) is interested in exploring data-driven and computer-intensive methods for risk evaluation and product pricing. Recently, the company ran a 6 month pilot study to investigate the use of a piece of predictive-analytic software called Talon (created by EagleEye Analytics), but in the end decided not to deploy it. By focusing on one or two specific business problems. we will first try to understand why the company found Talon inadequate.

Impact of co-morbid depression on PTSD severity in Toronto Transit Commission (TTC) Employees

Workplace trauma has significant adverse effects on the individual and the employers. The majority of people exposed to a traumatic event will recover and not suffer from further difficulties, but 8 - 12% will go on to develop post-traumatic stress disorder. In this study, two groups of Toronto Transit Commission (TTC) employees will be compared: those with PTSD diagnosis and a group with PTSD and depression diagnosis. The primary outcome of the study is the severity of PTSD symptoms.