Consistent with industry norms, ATB Financial conducts both mandatory and discretionary stress tests of the whole institution and of its credit portfolio. This project aims to contribute to the refinement of the in-house expertise on methodologies employed to measure credits risk and the overall level of risk of the institution. These activities normally requires management […]

PACICC role is to compensate policyholders in scenarios where a P&C insurer can no longer provide compensation while overseeing the health of the P&C industry in Canada. The proposed project aims to improve PACICC’s ability to identity companies at risk of insolvency and improve strategies to minimize dead weight loss when insolvency is imminent. The […]

The purpose of this project is to position Quebec in the global production network and to compute Quebec’s Product Complexity Index (PCI) and Economic Complexity Index (ECI) using Hidalgo and Hausmann (2009) methodology. Based on the rankings of PCI and ECI, we can have a clear understanding of the economic structure of different countries and […]

In this joint collaboration with Scotiabank we hope to solve a commonly faced problem by large financial institutions. It is to detect errors in financial datasets. This could be due to typing errors made by a human or a computer glitch that causes an incorrect value to be stored. To identify these errors, we plan […]

The wide adoption and development of wireless sensing technologies for the monitoring and autonomous identification of financial activities have affected financial institutions in the past decade. However, wider utilization of RFID technologies in the banking sector has introduced challenges regarding the security and privacy of sensitive financial data. The proposed innovations and technological developments will […]

The wide adoption and development of wireless sensing technologies for the monitoring and autonomous identification of financial activities have affected financial institutions in the past decade. However, wider utilization of RFID technologies in the banking sector has introduced challenges regarding the security and privacy of sensitive financial data. The proposed innovations and technological developments will […]

This research project aims at creating a robust, efficient and reliable conversational agent for the banking domain that will offer a high level of performance in both key areas of conversational agent architecture: Natural Language Understanding and Response Generation. Natural language understanding approaches, retrieval-based models, as well as deep learning will be used to develop […]

L’amélioration est processus (quelle que soit leur nature) est un souci constant des entreprises dans un domaine compétitif comme c’est le cas du domaine bancaire et financier. En 2018, cette amélioration est indissociable de l’intégration de l’analytique d’affaire. En exploitant à l’aide des méthodes appropriées les données de l’entreprise, des gains substantiels sont à escompter. […]

Machine learning (ML) is a method of training a computer to learn from data and predict future outcomes based on existing patterns in the data. This project aims to utilize various ML methods as new and potentially better analytics and predictive tools in the area of credit risk management for ATB. Given that data quality […]

This project will lay a foundation for Interior Savings Credit Union to better serve their membership by providing them with the means to discover significant membership groups within their large and complex database. This will be done through a combination of developing novel statistical techniques to discover the groups and writing the computer code needed […]

The Building Block Approach (BBA) is one of the liability measurement approaches proposed in the new insurance contract standards – International Financial Reporting Standards (IFRS) 17. Of the three components under BBA, determining the risk margin is the most essential. This project will develop a model that would determine the risk margins and claim provisions, […]

Speciesism – discrimination by species – is recognized by some moral philosophers as a social justice issue. It is a problem for animals and humans alike since studies show that how we treat animals is related to how we treat each other and to public health. We aim to raise awareness of speciesism among social […]