Credit Adjudication Process Review

ATB Financial Business Credit aims to improve the velocity of credit applications through ATB’s internal adjudication processes while at the same time maintaining or improving the risk profile (“quality”) of ATB’s commercial portfolio. ATB has determined that automating the credit application process over the next 1 to 2 years is the solution to achieving the above desired outcome. The current “analog” process must be optimized in preparation for this digital transformation. The Credit Process Review project will yield recommendations for the following: 1) streamlining workflow resulting in efficiencies in anticipation of pursuing a technology solution; and, 2) building additional capacity in the Business Credit Group to ensure technological change is successful.

Faculty Supervisor:

Michael Maier

Student:

Partner:

ATB Financial

Discipline:

Business

Sector:

Finance and Insurance

University:

University of Alberta

Program: