Analyse de la perception et de la gestion des risques dans l’industrie maricole québécoise

Le projet de recherche portera sur la gestion des risques dans l’industrie maricole québécoise. Les mariculteurs du Québec seront interrogés afin d’identifier et de classer les risques présents dans leur industrie. Des stratégies de gestion des risques et, si possible, des mesures d’atténuation seront par la suite proposées, en se basant notamment sur les stratégies […]

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Refocusing and All-In-Focus Images for Angle-Sensitive Pixel Camera

Currently, the camera in your smartphone can take 2D color pictures. We have developed a new type of camera that can also provide you with depth at each point, not just color. Having depth and where objects are relative to each other in the scene open the door to many different new possibilities, for example […]

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La microfinance comme alternative pour l’accès aux services financiers pour les entreprises du milieu manquant. Deux perspectives au Québec et en Zambie

Ce projet de recherche consiste en une évaluation d’impact de deux nouveaux outils de financement du secteur privé mis en place au Québec (Microcrédit Desjardins aux Entrepreneurs) et en Zambie (Centre Financier aux Entreprises) par Développement International Desjardins (DID). L’objectif commun de ces 2 programmes est d’octroyer des prêts de taille moyenne aux entreprises qui […]

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Evaluation of a Multi-Factor Retirement Planning Tool: The Reliability and Validity of the Retireability Score (RS)

Created by senior wealth advisor David Allard, Retireability Score (RS) is an innovative web-based retirement readiness assessment survey that plays an integral part in the retirement planning service operated by the Navigation team of ScotiaWealth. Unlike majority of retirement planning services, which focus exclusively on financial readiness, the RS and its associated program address non-financial […]

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Analyse et recommandations sur la mise en place d’une infrastructure d’innovation ouverte en cybersécurité

Les principaux défis de la cybersécurité sont la protection des données sensibles, des renseignements disponibles sur Internet, et la lutte contre les actions de piratage numérique. Pour une banque coopérative comme le Mouvement Desjardins, le risque lié à la cybersécurité est important, puisqu’il peut remettre en cause la relation de service basée sur la confiance […]

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Mortality rate modeling: applications to the pricing of longevity-linked financial derivative instruments and a study of the effectiveness of these hedging instruments in a pension risk management str

We are all well aware of the spectacular improvement in life-expectancy around the world since the 1990’s. While most people would agree that living longer is a good thing, it nonetheless increases the risk of having people outlive their assets so that they become forced to accept lower standards of living in old age. People […]

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Activity recognition using physical layer information from wireless communications infrastructure

Sensing technologies require the deployment and maintenance of complex and large infrastructures. This research proposal is focused on people’s activity recognition technologies though existing WiFi infrastructures. The information gathered by this technology can be applied to different industries like home automation, security, etc. In the future, this technology will powered applications in the home automation […]

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Blockchain Technology Research

Blockchain is an emerging technology that has the potential to change the way financial participants transact with each other. It enables direct transfer of value and financial assets between participants over networks without the need for a central authority (internet of value). It does this by combining the functionality of different technologies – distributed systems, […]

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Credit Union Marketplace Lending Business Models

Crowdfunding platforms such as Kickstarter and IndieGoGo have developed at an exponential rate and have been used to develop a variety of artistic, commercial and social ventures. Alongside this marketplace lending has provided retail-level people the opportunity to lend money to each other using platforms such as Lending Club and Prosper. In 2014, in the […]

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Development of wearable device for real time non-contact hydration monitoring

A well-maintained hydration status is important for the well-being of human body. Significant deviation from the proper hydration state, either dehydration or hyper hydration, could lead to neurologic complications or even fatal results. Existing hydration measurement carried out in laboratory settings, such as blood and urine test, though accurate, require both expensive equipment and professional […]

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