Times of economic stress (e.g., high inflation and interest rates) result in an increase in the frequency with which households fall behind with their loan payments. Loan delinquency in this project is when a borrower is behind with payments by more than 60 days. The project explores whether we can forecast loan delinquency early. An […]

Insurance has been heavily affected from climate change in the past few years. Catastrophic events such as hail, floods, fires effect people’s lives. Technology like what Deco is building will help to speed up claims, settlements, repairs. If insurance companies can access accurate data instantly, it will help to make informed decisions about the claims […]

Dans un processus de réclamations en assurances de dommages, plusieurs intervenants sont appelés à intervenir dans un même dossier sur différentes actions : prises d’avis de sinistres, estimation des dommages, suivi avec les fournisseurs, paiement, etc.). À chaque intervention, une prise de notes est effectuée au dossier. Ainsi, afin de bien connaître la séquence des […]

Coastal salt marshes, such as those in southern British Columbia (BC), offer valuable ecosystem services, including providing habitats for various plant, fish, and bird species, protecting shorelines from storm surges and erosion, and sequestering and storing carbon to mitigate climate change. However, this low-lying system is under threat due to rising sea levels and human […]

Code F. Santé financière pour tous?! (Code F.) est une entreprise d’économie sociale qui se donne pour objectifs d’éduquer, accompagner et outiller financièrement les citoyens grâce à des services de coaching financier, des ateliers d’éducation financière ainsi que différents guides afin d’aider ces derniers à gérer leur argent. Alors, que plus de 85% des Québécois […]

The Housing Affordability Financing Study will review what is working in financing affordable housing within Canada amongst credit unions and other financial service providers for the Canadian Credit Union Association (CCUA). A scan of websites and interviews with key informants within the Credit Union system will identify financial projects that are helping to make owning […]

Cette recherche s’intéresse aux comportements financiers des individus et à ce qui les motive. Une méthodologie qualitative sera utilisée, dans laquelle 18 entretiens semi-structurés avec des individus de profils variés ont été menés et seront analysés.

One of the objectives of this project is to analyze the impact of policies and regulations on the provision of cash through cash access points – bank branches and ATMs. Currently, there is a proposed acquisition of HSBC by RBC and the potential Laurentian Bank of Canada sale offer two case-studies of consolidation between FIs […]

The proposed research to be undertaken is an investigation into the relationship between electronic communication (E-mail, text messages, and Instant Messages) and key employee/employer outcomes (Employee outcomes include: work-life conflict, perceived stress, depressed mood, and anxiety; Employer outcomes include: engagement, work-role overload, job satisfaction, and work related stress. The research may also look at scales […]

When we want to deploy the trained model in the production environment, we should make sure that the model is working properly. Thus, we aim to extend the “data drift detection” and “model monitoring” components to work on large-scale datasets in production. Besides, we aim to enable model versioning to make sure that the pipeline […]

Home Trust is a mid-size bank that provides innovative solutions to its customers. Home Trust provides mortgages for different property purchases including single-family dwellings, condominiums, duplexes, triplexes, store and apartment and rental properties. The process of funding a mortgage involves several interactions between Home Trust, brokers, underwriters, and the customer. We are committed to make […]

Since 2006, Living Wage for Families has been on a dedicated mission to combat working poverty in British Columbia, even in a province known for its substantial wealth. This journey began with the calculation of the living wage, representing the income necessary for full-time workers to meet basic needs and escape poverty. Over the years, […]