The Building Block Approach (BBA) is one of the liability measurement approaches proposed in the new insurance contract standards – International Financial Reporting Standards (IFRS) 17. Of the three components under BBA, determining the risk margin is the most essential. This project will develop a model that would determine the risk margins and claim provisions, […]

Investors, regulators, and the general public consume a wealth of textual information every day. Recent advancements in artificial intelligence make machine-reading of textual information plausible. We tackle text mining of financial conference call transcripts—calls of significant corporate events that are widely followed by investors and institutional investors. Our conference calls data include over 200,000 calls […]

We seek to replace or enhance the traditional underwriting approach (namely identification of insureds via a pre-defined fixed set of risk criteria) with one based on a set of dynamic protocols that are responsive to human behavioral factors for continual health improvement. We seek to provide a live and interactive in-market research dataset that can […]

The rapid development of technology and its ubiquitous integration with modern society has clarified for business and technology leaders the need for ethical conversations about the role technology can and should play in our lives. By interviewing primary stakeholders in the technology sector and putting their ideas in conversation with literature about the role of […]

Using mathematical models we draw verifiable conclusions from a rental-fleet dataset. These conclusions help rental-fleet operators increase revenue, decrease cost, or improve other aspects of their business. We not only identify what models to build, but also implement them using rental-fleet data. Some example questions that we help rental-fleet operations answer are: 1) what warranties […]

Today’s technological advancements are changing job requirements and skills expectations at a rapid rate. Businesses are consistently striving to investigate these trends and prepare for upcoming “disruptions.” In terms of job automation, there are many barriers that people experience when trying to access learning platforms such as online learning tools and micro learning sessions, as […]

The main goal of the proposed work is to develop an ultra-thin and selective GO membrane capable of separating water vapor or steam from air. For this purpose, a suitable membrane supports required to hold the GO sheets. Therefore, the GO sheets will be deposited on various membrane supports and their performance in terms of […]

During the past two decades in Canada, use of electronic payment has steadily increased. However, despite the downward trend in the volume, the value of cheques has steadily increased, with the five-year average volume growth increasing by about 2% due in large part to their common presence in the business-to-business space. These trends indicate that […]

Electric power is almost entirely transmitted through polymer insulated cables or wires in every home, factory, plant, or apparatus. If the temperature of a cable increases, it would be an indication that some accidents or malfunctions such as inflow of excess electric current occur in the cable. The generated heat, indeed, degrades the polymer insulations […]

This project aims build an autonomous underwriting system that can provide debt financing to small and medium enterprises (SMEs) in the technology sector without human intervention. The research will explore mathematical methods and key factors that are unique to evaluating creditworthiness of those SMEs. The result will be an underwriting system that incorporates statistical methods […]

A crisis is looming for many Ontario citizens with developmental disability and other challenges that make their support needs especially complex. In recent decades a process of deinstitutionalization moved the Province away from a morally problematic “warehousing” model towards one where people had an opportunity at meaningful lives in their communities. However, many are living […]

Our proposed research is to measure soil erosion and runoff in the field and use it to calibrate water runoff models. The approach is twofold: a) Use of field data for to determine runoff rates and nutrient loading and b) use high resolution non-destructive methods to monitor water runoff after a precipitation event through unmanned […]